Shit Happens

The thing is, my friend got into a crash a few days ago and what at first looked liked a harmless little accident is now turning into a real problem with the insurance company for my friend.

My friend was drivng to work. she was waiting for light to turn green, when it turned green cars kept going then suddenly police car ran across the intersection and car in front of her suddenly stopped. Her rear ended the car. She doesnt have insurance but the car is insured. Its her dads and he had it insured. There was a witness who saw the whole thing and explained it to the policeman present, who then gave the details to the insurance company. My friend was contacted by the other drivers car insurance company yesterday. My friend says that the driver he hit acknowldeges it was his fault for stopping so suddenly, yet now the car insurance company are going after my friend wanting an immense sum of money from him. Damn those car insurance companies !